INSURANCE COVERAGE

The lawyers at NLdH have represented insurers on coverage issues for over twenty-five years.  During that time they have:

• Counseled insurers and litigated issues involving virtually every type of policy, including CGL, D&O, Business Property, Homeowners and Marine.
• Served as state and regional counsel for insurers in major coverage litigation, including asbestos and pollution liability.
• Assisted insurers in formulating company wide coverage positions on a number of issues, including trigger of coverage and number of occurrences.
• Drafted policy exclusions and endorsements.
• Limitations on code upgrade provisions.
• Enforcement of suit limitation provisions.
• Arson as defense to claims made under commercial and homeowners' policies.
• Civil actions for recovery under Pennsylvania's Insurance Fraud Act.
• Stacking and sign-down provisions in UM/UIM claims.
• Effect of limitation/exclusions for mold remediation and coverage.
• Defining the scope and applicability of appraisal provisions.
• Duty to defend obligations.

Most importantly, we provide practical effective advice, when you need it and how you want it.  Advice you can rely upon.

Please contact Robert Horst in the Philadelphia office for additional information.